• Shop online from your preferred online vendors
• Select items to the purchased and add to cart
• Click on proceed to checkout
• Upload necessary documents
• Upon approval pay 20% of the item purchased
• Get your items delivered to you while you make payments later.

• Shop at any of your preferred PayQart accredited vendors
• Get invoice of item(s) you want to purchase
• Login or register into your PayQart account
• Upload necessary document
• Upon approval pay 20% of item purchased
• Get your items delivered to you while you make payments later.