Buy Now Later, Pay Later Online and In-Store

Flexible installment payments, No hidden fees

How it Works


Shop minimum of N50,000.00 and checkout as normal.


Select PayQart as your payment method. You will be redirected to PayQart.


Download the PayQart App. Register or login to your PayQart account and complete your application. It's that easy

However you want to shop, PayQart has got you covered


Simply select PayQart at checkout
Available at authorized retailers online

Sign-up on your mobile
Download the App, Sign in with your email to complete your application. 

Complete your order
Once approved, we pay on your behalf. It’s that easy!. 

Flexible payment Option
You pay us over time weekly or monthly, whichever suits you best.! 


Found something you love?
Simply let the cashier know you’d like to pay with PayQart.

Sign up or sign-in via your mobile
Follow the instructions in your email for instant pre-approval and sign in to the App to complete your application. 

Pick up your Item in-store
Once approved, your purchase will be processed as normal in-store! 

We pay on your behalf
You pay us over time. It’s as simple as that! 

Shop directory

Join the growing number of leading merchants offering PayQart today, 08182425577
32 Lewis Street, Lagos Island, Nigeria